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Your Local O'Fallon Independent Insurance Agency

Fischer-Going Insurance specializes in auto, home, business, workers' compensation, and commercial property insurance.

Fischer-Going Insurance is your local Illinois source for outstanding insurance coverage. With over 40 years of experience in the industry, our team has the know-how to find you the ideal policy for your personal situation. As an independent agency, we work with several top carriers to get you personalized coverage for your car, home, or business. Contact us for a quote today!

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Recent News & Updates

Do I Need Commercial Property Insurance for A Shared Office?

If you work in a shared office space, it is essential to ensure you are protected against specific risks. If your business operates out of a coworking space, a commercial property insurance policy brings added protections. The office furniture and equipment owned by your business will be expensive to replace if a fire or other disaster occurs. Your commercial property insurance policy covers the cost...

Do I Need Insurance for Undeveloped Property?

If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...

What Is An Umbrella Policy?

I’m a safe driver. I don’t do risky things. Someone I know would never sue me. When it comes to truly terrible events, many people have the “it can’t happen to me” mentality. However, by simply driving a car, owning a home, or entertaining friends, the possibility exists that a tragic accident could occur… and potentially, a costly lawsuit. Many people mistakenly believe that only...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.